Frequently Asked Question Regarding The Lending Process 

The residential mortgage market in Australia is in excess of 1.3 Trillion dollars. Each year over 27 Billion dollars in new loans are advanced. Over 60% of all new loans are now arranged by Finance Brokers.

Absolutely, there are thousands of Australians who are not only paying too much interest for their loan but also missing out of some very innovative product enhancements in recent years. Whilst the rate is very important equally important is each lenders credit policy. A good Finance Broker will ensure your unique requirements meets the lenders credit policy before lodging an application. Any wonder why Finance Broker loans have a high final approval rate.

Lenders tend, over time, to allow clients loans to drift into higher interest paying products. Lenders are profit orientated, as such; don’t have a lot of motivation to introduce their clients to cheaper products. Any wonder why thousands of Australians are paying standard variable rate loans when they don’t need to.

We do not charge for an initial consultation, its free. We are paid by the Lender for placing business with them, at no additional cost to you. We will charge a fee of $660(inc GST) if we take your instruction to provide credit assistance which does not ultimately result in a settled loan. A detailed quote will be provided.